Know Before You Go: Your Dental Benefits on Vacation

Make sure you know what to do if you need to add a trip to the dentist to your travel plans. Before vacationing, it’s always wise to brush up on your benefits, dental, medical and otherwise – so you’re prepared if you need to seek treatment on the go and out of state. Wherever your travels take you this summer, you’re most likely covered by your dental benefits plan. Delta Dental’s extensive dentist networks mean there are thousands of dental offices nationwide that provide the same level of benefits and services you receive at home.

In-network dentists have agreed to pre-established fees for Delta Dental members. You’ll save the most by visiting a Delta Dental network dentist. 

How do I find a Delta Dental network dentist in another state?

When you’re travelling in the United States, you may visit any licensed dentist for emergency care, regardless of your plan. We encourage you to seek care from an in-network dentist whenever possible. They provide services at discounted rates and file all claims paperwork for you. 

If you seek emergency treatment from an out-of-network dentist, you are responsible for paying any dental costs above our allowed fees for that service. You’re also responsible for making sure they complete and send your claim forms to us.

Fortunately, we’re a member of the Delta Dental Plans Association. So, as a member you get access to Delta Dental network dentists across the country, which includes more than 80% of our nation’s dentists. 

On vacation and need a dentist? Use our national Find a Dentist tool to search for one near you.

What happens at the out-of-state dentist’s office?

When visiting a Delta Dental network dentist in another state, let them know you’re covered by Delta Dental of Tennessee and present your member ID card. 

Your plan’s payment will be based upon the dentist’s agreed upon fee for their state. Your out-of-pocket cost share will be the difference between the dentist’s agreed upon fee and our payment.

If you want to learn more about your benefits and what is covered under your plan, log in to your member portal.

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