Preventive
Advantage® Plan
Improve Health, Increase Annual Max
Increasing the annual maximum benefits and reducing out-of-pocket expenses for employees
Each calendar year an employee receives a preventive procedure (i.e. cleaning), they could earn a $100 increase toward the next year's annual maximum, up to an annual maximum of $2,500.
With the flexibility of starting with a lower annual maximum, employees could be given the option to earn up to $500 extra.
Benefits for Employers
Benefits for Employers
- Increase utilization of preventive benefits by employees
- Increase the annual maximum at a minimal cost
- Potentially decrease utilization of more costly benefits
Shared Benefits
Shared Benefits
- Potentially reduce absences due to dental problems
- Encourages preventive care
Benefits for Employees
Benefits for Employees
- They get a higher annual maximum
- Potentially reduce their out-of-pocket healthcare costs
- Improve their overall health
Benefits for Employers
- Increase utilization of preventive benefits by employees
- Increase the annual maximum at a minimal cost
- Potentially decrease utilization of more costly benefits
Shared Benefits
- Potentially reduce absences due to dental problems
- Encourages preventive care
Benefits for Employees
- They get a higher annual maximum
- Potentially reduce their out-of-pocket healthcare costs
- Improve their overall health
How It Works
| Employee receives preventative procedure | Employee earns $100 increase towards next year's annual maximum | Employees can earn up to $500 extra towards their annual maximum |
Benefits For Employers
-
Increase utilization of preventive benefits by employees
-
Increase the annual maximum at a minimal cost
-
Potentially decreases utilization of more costly benefits
Shared Benefits
-
Potentially reduce absences due to dental problems
-
Encourages preventive care
Benefits For Employees
- Get a higher annual maximum
- Potentially reduce their out-of-pocket healthcare costs
- Improve their overall health
Preventive Advantage® Plan Example
| PPO Plus Premier | |||||||||
| Available Annual Maximum Benefits | $1,000 to $2,500 | ||||||||
| Deductible - Per person/Per family max | $50/$150 | ||||||||
| Covered Dental Services Example | |||||||||
Preventive Services
|
100% In-network 100% Delta Dental Premier® & Out-of-network |
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|
Basic Services
|
80% In-network 80% Delta Dental Premier® & Out-of-network |
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|
Major Services
|
50% In-network 50% Delta Dental Premier® & Out-of-network |
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|
Orthodontia* (Plans can be designed with or without orthodontia) |
50% In-network 50% Delta Dental Premier® & Out-of-network |
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| *Underwriting limitations apply. Forfeiture: In the event that a member does not receive a preventive (cleaning) procedure in a given calendar year, the member will forfeit the earned incentive and revert back to the original annual maximum |
Nominal cost to add this feature to your Delta Dental plan
You can make these plans available to your employees at a cost-savings compared to individual plans and at no cost to you! Your Delta Dental plan can be 100% voluntary and fully-insured.
Contact your broker or let us know how we can help by calling us today at (888) 281-9396.